Financial Planning and Investment Management Services Customized For You

Our services and fees are customized for the specific needs of each client.  We offer our services on a retainer or hourly basis.  The Service Agreement Comparison Chart (at the bottom of this page) provides more details.

Contact us to learn more or schedule a free initial consultation.

Available Services:

  • Investment advice and planning
    • Portfolio analysis
    • Risk assessment
    • Portfolio diversification optimization
    • Investment expense and tax cost optimization
    • Specific recommendations for changes
  • Investment management
    • Trade execution on client’s behalf
    • Access to institutional class mutual funds with lower costs
    • Access to Dimensional funds
  • Retirement planning
    • Income and expense estimates
    • Goal-based projections
    • Social Security optimization
    • Income tax optimization
  • Income Tax Planning
    • Tax return review
    • Tax reduction strategies
  • Cash flow planning
    • Analysis of current cash flow
    • Projections of future cash flow
  • Debt management
    • Debt pay-off strategies
    • Mortgage refinance anaylsis and assistance
    • Assistance obtaining competetive financing for large purchases
  • Insurance planning
    • Home, auto, liability insurance review
    • Life, disability, long-term care insurance review
    • Specific recommendations for changes to coverage
    • Assistance obtaining competetive proposals
  • College planning
    • Cost projections
    • College saving strategies
    • Income tax optimization
  • Estate planning
    • Coordination with estate planning attorney
    • General review of current documents
    • Recommendations for changes
    • Estate tax reduction strategies
  • Employer benefits analysis
    • Insurance benefits
    • Pension and retirement savings plans
    • Stock options and stock purchase plans
  • Client Specific Needs
    • Unique financial challenge or decision     

Service Agreement Options